Understanding
June 15th, 2007If you are a senior who is covered by Medicare, please carefully consider the following:
As to medical expenses, some ordinary health/medical policies, including HMOs, do cover you while you’re away from home, even outside the United States. But some don’t, and even when they do, you may have a stiff deductible. Check your program.
Medicare never covers foreign travel, and the foreign-travel benefits of Medicare supplement policies “C” and higher are limited: 80 percent of emergency medical treatment costs, with a $250 deductible. Seniors dependent on Medicare who travel outside the United States should, therefore, consider additional medical coverage.
Admittedly, health insurance coverage while traveling is generally not on the mind of most adventurers, but it should be.
emergency medical treatment